I'm in credit for five minutes, and the bank decides to cancel my overdraft facility. But that's not all - they cancelled it on the 15th, wrote a letter to tell me about it on the 25th, which arrived today.

The only reason I'm in credit is because I was awaiting my ESA appeal decision - and in that time I was, for some reason, still getting paid ESA. So I let it stack up, in case they demanded it back. But I had my appeal on the 18th, and they turned it down (we are appealing that decision), and on the 20th I went into the bank to pay in the money I've got so far from sale of my books at IDWCon (and what with converting it back to GBP from EUR, I'll be lucky to break even), and wrote a cheque for £500 to pay off some of my credit card. And the machine I used to check my balance afterwards said I still had my overdraft available. But now apparently, I don't.